So my insurance company finally (after 3 months) authorized my endoscopy with a capsule placement. Why it took so long, I don't know - they suck. And believe it or not I actually have good insurance.
But, I still can't understand why my Dr needs more pictures. Wtf? A friend of mine has a daughter and husband with Crohn's, so she has been thru the ringer, with the illness and insurance companies and Dr's. I asked her about this, and she said they run every test they can to make money. Of course. And I thought they cared. My tests are done at my Drs office, they have their own surgical center, so they do it all. And every test they schedule makes them money.
I've decided I hate Drs. I don't know what else to do. I don't trust them anymore. I know they need to make money, but they are supposed to have taken an oath to help patients. What happened to that? It's called insurance companies.
I'm only going to put up with so much, then I am going to let my family dr treat me. He will do anything for me - he's the only Dr I ever met who actually cares about his patients. He takes good care of my husband and kids too.
I just want to feel well enough to enjoy life and work. If I can't work I lose my insurance, and who's going to give me insurance now? I have a pre-existing condition. I'm fucked.
Insurance is supposed to be for people with chronic illnesses, and to be there when something happens - like car insurance - you have it in case of an accident, right? You pay all year, for the just in case occurance. It's supposed to be the same with health insurance - you pay every month so when you get sick it's there. But what do they do? Find a reason to cancel you so they don't have to cover your illness. So why do we even have it? If you have it thru your employer, they can't cancel you when you get sick, but if you are sick enough and can't work, you lose it anyway.
Catch-22 right?
It seems like the health insurance business is just a big fraud. I'm tempted to take the money I pay for my premiums and put them in a health savings account, and use it for medical expenses. My medical expenses have never equalled the premiums I pay in a year. Sounds like fraud doesn't it?
